The frustration of losing or breaking your car key is real. If you have lost all your keys but still want a backup, you cannot just walk out and buy a key blank. It is essential to know how much it will cost to replace a car key.
The programming process may add to the price of a replacement car key.
Everything you need to know about "how much does a replacement car key cost" is right here, including the many kinds of automobile keys and the factors affecting the cost.
Let’s get started!
What are the Different Types of Car Keys?
A mechanical key is the traditional metal key that one uses to insert into the lock in order to open a car door.
A remote key is another name for the key fob. So, if you are wondering how much a key fob replacement is, then you basically need to look for remote car key replacement costs.
With this type of key, you can lock or unlock your car from afar through a radio signal. At the same time, a premium car key is also called a "smart key" and operates using proximity sensors, automatically unlocking the car when you are near.
Most of the time, the premium keys need only a button press to start the engine; hence, they provide the utmost convenience and security in comparison with the mechanical and standard remote keys.
Breakdown of their difference:
1. By Functionality
Mechanical key: Door opening and turning off the ignition, which has to be physically inserted.
Remote key: Doors lock/unlock, sometimes trunk access, with a panic button or other features and operated from a distance.
Premium car key (smart key): Keyless entry, push-button start, sometimes with additional features such as proximity sensing and hands-free trunk opening.
2. By Security Measure
Mechanical key: Easier to make a duplicate copy, less secure.
Remote key: Secure than a mechanical key, but signal jamming might be possible.
Premium car key: Typically the most secure because of the complexity of encryption used and proximity sensors.
3. By Convenience
Mechanical key: This is most inconvenient as the key has to be inserted into the lock.
Remote key: More convenient than a mechanical key because it enables remote locking/locking.
Premium car key: Most convenient, often requiring no key insertion for entry or ignition.
What To Do When You Misplace Your Car Keys?
Before you think of getting the duplicate keys made, it is best to thoroughly search for them in all the possible places.
This is important as the key replacement cost can be high, and spending money on a new key when you can easily find it is futile. If you have locked your keys inside the car, the car can be taken out of the car free of charge by the breakdown service provider if covered under the insurance policy, such as the “key protect in car insurance”.
If they are unable to remove it, then you will need to take the help of a locksmith, who will charge a certain amount. Some high-end insurance plans will even collect your spare key and deliver it to you so you do not have to break the lock.
1. Getting The New Car Keys
If you have tried all of the above yet failed to retrieve your original key, then the last option left with you is to get a duplicate key made. This could be expensive, as mentioned already.
The locking systems used in present-day cars are much more advanced than they used to be.
Cars are now installed with smart locking systems, immobilizers, theft alarms, programming chips, and ignition software that improves the vehicle's security.
2. Key Replacement Insurance Cover
The insurance provider decides whether the policy covers the key replacement or the expenses related to the loss of the key.
Some insurers provide a default key cover, while some offer it as an add-on cover or an upgraded cover. If your concern is about how much does a replacement car key cost, then the insurance cover can take away your worries by a lot.
While buying a car insurance policy, you must check with the insurer if they allow a claim for lost smart key replacement. If the same is available as an add-on cover, you may choose the same by paying a little more premium on your insurance policy.
Under the key replacement add-on cover, few motor insurance companies cover the expenses pertaining to the replacement of locks or keys.
However, there is a limit to the number of key replacement claims that a person can make during the tenure of the policy.
Before you claim your lost keys, it is better to ask the service centres about the replacement cost as well as the maximum amount that your insurance policy will cover.
3. Why Should You Get a Key Replacement Cover in Car Insurance?
An add-on, the car key replacement cover, is offered in comprehensive or own-damage car insurance. Under this cover, compensation is made to the owner of the car to pay for the cost incurred:
- When car keys are either lost or stolen.
- When the lock is damaged with car keys stolen by a burglar.
- Replacement or repair of the car lockset in case the car lock has been compromised owing to an accident.
How Much Does a Replacement Car Key Cost in India?
The cost to replace a car key in India varies with the type of key and the model and make of the car. The general and remote car key replacement price ranges from ₹1,500 to ₹35,000.
Car Services: Car Key Replacement Cost Starting From (₹)
- Mechanical keys: Rs.1500
- Remote keys (Mid-range Brands): Rs.8500
- Premium Car Keys: Rs.35000
Factors Affecting Car Key Replacement Costs
Now that we have answered your question about “how much does a replacement car key cost?” we should move on to the factors affecting the said cost.
Below are some of the major factors affecting the lost car keys replacement cost:
1. Type of Key
The cost depends on the type of key. Mechanical keys are the cheapest to replace, while remote and premium (smart) keys with advanced technology are more expensive because of their complexity in programming and security features.
2. Car Model
Luxury or high-end car brands require specialized keys that are pricier to replace than those for standard or economy vehicles.
3. Programming and Reprogramming Needs
Advanced keys, such as remote or smart keys, need programming to match the car's onboard computer. This contributes to the cost of replacement.
4. Key Replacement Process
A visit to a car dealership for a replacement key may cost more than using a professional locksmith, as car dealerships are known to charge more for their car key replacement services.
5. Location
Key replacement costs will differ according to region or city. In urban cities, charges will be higher due to increased service charges than in smaller towns or villages.
6. Emergency Services
If you need immediate assistance, such as late-night or roadside key replacement services, be prepared to pay a premium for the convenience.
7. Insurance Coverage
If your policy for car cover includes a provision for replacing your keys, there may be partial reimbursement or a full one for the incurred costs.
8. Additional Features
An advanced key containing proximity sensors and panic buttons tends to be dearer as part of its complication.
Conclusion
Finally, we have uncovered how much does a replacement car key cost with this blog.
The loss and damage of modern vehicle keys involve not only emotional stress and discomfort but also costs.
Knowing the factors that affect the replacement cost will be helpful in decision-making and preparing for any expenses that may come your way.
For the most reliable and affordable car key replacement services, visit Keyenzy, a trusted locksmith provider platform.
Whether you need key duplication, key replacement, key repair, or any other locksmith service, Keyenzy guarantees expert solutions for your needs. Don't let a lost or damaged key disrupt your day—choose Keyenzy for all your locksmith service requirements!
Frequently Asked Questions
Q. How much does it cost to replace a car key in India?
Ans: The cost of replacing a car key in India ranges between ₹1,500 for mechanical keys and ₹35,000 for premium smart keys, depending on the type of key and your car's make and model.
Q. Can a locksmith program my car’s remote or smart key?
Ans: Yes, many professional locksmiths can program remote or smart keys.
Q. Is car key replacement covered under insurance?
Ans: It depends on your car insurance policy. Some insurers include key replacement as an add-on cover or under a specific policy. Ensure to check your policy for key replacement coverage and associated terms.
Q. How long does it take to replace a car key?
Ans: The time it may take to replace a car key depends on the type of key and the service provider. Mechanical keys may take a few minutes, while remote or smart keys requiring programming can take several hours.